Listeners Respond: Are You Worried About Credit Card Debt?

A new Census Bureau study suggests that almost half of all Americans are poor or "near poor." We asked you to share your story.


  1. Listeners with the Public Insight Network shared their stories. You can add yours here:
  2. Maria from California writes:
    I first pay my rent and bills; whatever income is left I use on food. Sometimes I only have $100 a month to use on food so I stretch out my money by not buying meat or expensive food items. I tend to eat a lot of rice & beans throughout the weak as a bag of beans & a bag of rice goes a long way in terms of nutrition and satisfying hunger.
  3. Mark from Plymouth, Indiana tells us: 
    I pay my debts as I go and I am fortunate to have been able to do that, but I live frugally by other peoples standards. I have type II diabetes and have not been able to gain any medical insurance assistance what so ever in the past 5 years.
  4. David from Kentucky says:
    Are you having trouble making ends meet?  I'm working two jobs, putting in as much over-time as I'm allowed. My wife hasn't worked since July, 2010. We are living from paycheck to paycheck, trying to stay ahead of house payments, insurance payments, and the like.
  5. Susan in Oregon explains:
    We faced a mountain of credit card debt and used a credit management firm to help us pay off all of it over several years. During that process we downsized our lifestyle and now live without some of the things others consider essential. It was tough at the time but feels like great freedom now.
  6. Rhonda from MIchigan says:
    I make 25,500 a year, my mortgage is $530.01, electric is $212 each month, fuel to heat the house gets purchased twice each year, that gets paid with income tax returns, a cold winter could sink us, a large house repair could sink us......we were told at my place of work that because of Obama care that I now have to pay a portion of my insurance that isn't a huge amount but when you have very little it makes a difference, my husband has no insurance.,
  7. Listen to the show on poverty and debt:
  8. Listeners weighed in on our Facebook page too:
  9. Frances Dea says:
    I'm definitely defined as poor this year, but last year I was near poor. While I have a secure living situation, there are definitely days where I wish I could just buy the new pair of shoes or clothes without worrying. I know I could be in a much worse situation than I am in now.
  10. Daniel Wills writes:
    Anyone making less them 60k a year is technically underplayed. Remember that most of the gains in the last 30 years have gone to the top one percent. These are gains that the entire economic system brought through the hard work of everyone, yet only some get payed for that work. Our economic system is one of cheating people out of the value they create with their hard work, and giving that value to the top.

    And Julie Gengo says:
    The lowest that I've been financially since graduating college in 1984. I'm definitely in the underemployed category by a lot.
  11. Read the whole conversation on Facebook:
  12. Thanks for listening!