Accounting and Budgeting Best Mobile Apps for the iPhone and iPad

From time to time we like to report on the lighter side of accounting. This time it’s apps. Specifically, the best accounting and budgeting apps for the iPhone and iPad. Whether you’re a CPA, small business owner, or just an average Joe, there’s an app for you.

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  1. I’ve spent more hours than I’d care to admit going through the iTunes app store, sifting through buggy and pointless apps to round up the useful ones. These all scored relatively well through user reviews; those that tanked were axed from the list. From standard expense tracking to debt payment plan management, here’s our list of the best finance apps for Apple mobile devices.

    Our mobile apps list includes the rating, number of reviews, price, and compatibility of each app. Make sure to leave a comment if we left out your favorite.
  2. TurboTax SnapTax – 4.5 stars with 1,960 ratings | Free
    Developed for iPhone, iPod touch, and iPad. Take a photo of your W-2 and answer a few questions. Then you can use this app to review taxes, pay, and file them securely. Start the process for free, and pay upon completion. The new version comes with updated government information.

    XpenseTracker – Expense Tracker & Mileage Log – 3 stars with 729 ratings | $4.99
    Developed for iPhone, iPod touch, and iPad. Tracks and reports on your mileage and expenses. It can also export photo receipts and expense files to your desktop. Includes customization options for categories and sub-categories.

    iXpenseIt (Expense + Income = Cashflow with Budget) – 3.5 stars with 5647 ratings | $4.99
    Developed for iPhone, iPod touch, and iPad. Performs daily expense tracking and monthly budgeting. Allows storage of photo receipts. Other features include basic mileage tracking, .CSV and HTML data import/export, and multi-currency support.

    Daily Expenses – 4 stars with 234 ratings | $1.99
    Developed for iPhone, iPod touch, and iPad. Exports daily expense data into a spreadsheet, through email. Supports receipt photo export, multiple currency symbols, and quick transaction entry. Also delivers summaries with pie charts.

    iReconcile – Checkbook, Budgeting, & Reporting – 3.5 stars with 646 ratings | $2.99
    Developed for iPhone and iPad. Based on Checkbook app. Reports on spending, income, and profit & loss. Can save and schedule routine transactions for easy routine payment recording. Can also transfer between accounts.

    MoneyWell – 4 stars with 369 ratings | $9.99
    Developed for iPhone, iPod touch, and iPad. Based on the envelope budgeting system, this app shows available spending funds in a quick glance. Can be used in conjunction with MoneyWell for Mac via local WiFi. User can add new transactions quickly, and can review spending history.

    Accounts – Checkbook – 3.5 stars with 3315 ratings | $0.99
    Developed for iPhone, iPod touch, and iPad. Performs transaction scheduling, creation of recurring payee lists, data export, reporting, and other functions. Supports multiple accounts with passcode security.

    ExpenSense (Expenses + Income + Accounts + Budget) – 4 stars with 120 ratings | $2.99
    Developed for iPhone, iPod touch, and iPad. With a user-friendly interface, this app records personal expenses, income, and budget. Supports recurring expenses by week, month, year, and other periods. Includes calendar, calculator, graphical reports, and other features.

    Checkbook HD – 4 stars with 780 ratings | $1.99
    Developed for iPhone, iPod touch, and iPad. Can import bank records in an OFX file. Can sync data between other iPads or iPhones. Depicts account activity with colorful charts. Transaction types can be sorted by different-colored “sticky notes” in the interface.

    BillMinder 3 – 4 stars with 719 ratings | $1.99
    Developed for iPhone, iPod touch, and iPad. Centralizes bill management; produces charts and graphs for expense tracking. Automatic backup makes data retrieval possible in the event of a lost or stolen mobile device. AirPrint allows printing of charts.

    Debt Snowball Pro – 3 stars with 407 ratings | $2.99
    Developed for iPhone, iPod touch, and iPad. Input debt balance, interest rate, and monthly payment. This app will then help in choosing the best payoff method. It also shows you how much money you save in comparing different debt payoff strategies.

    MoneyBook – Finance with Flair – 3.5 stars with 606 ratings | $2.99
    Developed for iPhone, iPod touch, and iPad. Displays all transactions in animated statistics. Backs up and restores data, and allows for .CSV export via email. Allows you to switch between budget and salary mode.

    Pay Off Debt – 4 stars with 903 ratings | $2.99
    Developed for iPhone, iPod touch, and iPad. Uses the debt snowball method to help the user pay off debts in the easiest possible way. Displays the planned debt-free date and allows comparison of time to pay off debt with and without the snowball method.

    iDonatedIt – 3.5 stars with 30 ratings | $2.99
    Developed for iPhone, iPod touch, and iPad. Tracks your item donations to charity, which charity received the donation, and the market value of donated items. This app builds a list of these donations, serving as a permanent record that complies with requirements of the IRS.

    iMoneyTracker – Account, Budget, Income & Expense Tracker – 4.5 stars with 21 ratings | $2.99
    Developed for iPhone, iPod touch, and iPad. Tracks income, expense, accounts, and budget. Provides income and expense summary weekly, monthly, and yearly. Can support management of multiple accounts.

    Money Smart – Accounts, Budgets and Bills – 3.5 stars with 230 ratings | $0.99
    Developed for iPhone, iPod touch, and iPad. Tracks income, expenses, budgets, and bills. Search, email, categorize, and report on your expenses. Supports multiple accounts and budgets.

    iAllowance (Allowance and Chore Tracker w/Sync) – 4 stars with 63 ratings | $2.99
    Developed for iPhone, iPod touch, and iPad. This app helps parents track children’s finances and teach them about money. Helps set up a weekly allowance and track chores. It can even integrate with your Dropbox.

    Trip Boss Travel Manager – 4.5 stars with 19 ratings | $4.99
    Developed for iPhone, iPod touch, and iPad. Splits the cost of meals, calculates tips, converts currencies, tracks expenses, and sets budgets. Also tracks fuel economy dates and creates customizable expense reports.

    Money 5 – 4 stars with 139 ratings | $4.99
    Developed for iPhone, iPod touch, and iPad. Tracks cash, debit and credit cards, and savings accounts. Also manages non-monetary assets. Depicts budgets graphically with bars, and shows budget progress.

    Money Engine – 4 stars with 25 ratings | $2.99
    Developed for iPhone, iPod touch, and iPad. Tracks your spending habits and reveals specific opportunities to increase savings. The app focuses on non-recurring payments to save time, acknowledging that some routine payments are unavoidable and need not be analyzed.

    Expenditure – 3.5 stars with 206 ratings | $1.99
    Developed for iPhone, iPod touch, and iPad. Tracks your expenses, while allowing you to attach notes and photos to mark special ones. Converts currency when necessary, and allows data to be sent between Expenditure users.

    Paper Finance – 4 stars with 54 ratings | $2.99
    Developed for iPhone, iPod touch, and iPad. Tracks expenses and income. Sports a swipe interface, rather than a tapping one. Supports data backup and restore, allows transactions searching, and multiple currencies.

    Tip Sheet – 4 stars with 67 ratings | $1.99
    Developed for iPhone, iPod touch, and iPad. Tracks your earnings – including hourly pay, cash tips, credit card tips, and others. Supports multiple jobs, displays earnings in calendar view, differentiates between cash and credit, and supports email data export.

    Loan Calculator – What If? – 3.5 stars with 453 ratings | $0.99
    Developed for iPhone, iPod touch, and iPad. Calculates the monthly payment for any fixed rate loan, including credit card and other types. Displays amortization and payment schedules, along with how much principle and interest will be paid each month.

    Account Tracker – 3.5 stars with 31 ratings | $2.99
    Developed for iPhone, iPod touch, and iPad. Allows creation and tracking of multiple accounts, imports historical transactions, and allows you to enter each transaction as it happens. Also supports automatic recurring transactions on a calendar basis.

    Envelopes – 4 stars with 21 ratings | $0.99
    Developed for iPhone, iPod touch, and iPad. Groups expenses into labeled envelopes according to how the money is spent. You can set an intended spending cap for each pay check and each envelope.

    These apps can help you balance the family budget and avoid overspending, but they can’t keep you safe in the event of a car accident caused by a distracted driver. Make sure that you’re always tracking your expenses after you’ve safely arrived at your destination, rather than during your morning commute. In addition to the safety concerns, a citation for disobeying traffic laws in order to operate your phone can be quite pricey, doing quite a bit of damage to the budget you’re carefully managing.
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