Lorraine in ColoradoIt would leave our family vulnerable to a financial exposure that could devastate our finances. We are self-employed and having the ACA gave us a great deal of peace of mind that we could self-insure at the lower ends but have peace of mind at the higher ends of insurance. We also have two college age students who we want to keep on our plan as well has coverage for any pre-existing conditions. My husband is 63 and I'm 53 and we are feeling very vulnerable and exposed with the changes being made to the ACA. We acknowledge the increase in premiums has been a challenge for families, but we need to work with what we have and not leave millions of Americans exposed to deep financial hardship due to the loss of coverage.
I am a 63-year-old dentist with Type 1 diabetes. I work in a community health center providing care to patients with Medicaid. My position was added when the A.C.A. expanded Medicaid. Without it, I stand to lose my job and my health insurance. My out-of-pocket costs for managing my diabetes are over $2,500 a month. Losing my job and my insurance would likely cause me to lose my home. Being unable to afford the cost of managing my diabetes could well cost me my feet, kidneys and eyesight.
— Spencer Owades, Loveland, Colo.
I will die without the A.C.A. I am a single, 60-year-old man. In January 2016, I was diagnosed with Stage 4 colorectal cancer that had metastasized to my liver. I have been infused with four chemotherapy drugs 19 times, and 10 times with three drugs, for a total of 29 treatments.
Initially, I was in the hospital for two days for a colonoscopy, a PET scan and numerous blood tests. Since then, I’ve had two more PET scans, roughly 200 blood tests, numerous urine tests and oncologist visits. The total cost for all of this has exceeded $300,000. Luckily and thankfully, because of the A.C.A., my out-of-pocket costs were just $2,250 for 2016 and $2,450 for 2017. Without the A.C.A., I would be bankrupt and homeless.
— James Panagoulias, Westminster, Colo.