The driver involved in the car accident where you sustained your injuries is not insured or underinsured
The problem that is posed in this scenario is the financial capacity of the driver. If he is not insured it means that he will shoulder all the expenses for the claim. If he has no asset that can be converted to pay the accident compensation
, then a dispute is highly possible. If the driver is underinsured, the desired compensation claim may not be obtained completely from the insurer. Again, the driver’s capacity to pay will be involved.You and the other driver involved in the car accident cannot agree who was at fault.
Sometimes, people are just so stubborn to accept that they are at fault. This is more so if money becomes part of the consequences. In a vehicle accident, drivers usually argue as to who caused the mishap because they are aware that costs will not only be for the sustained injuries but also for the damage of the car. The police reports will contribute to the resolution of such argument but it will still affect the readiness of the defendant to pay the claims.You are being coerced to approve a hasty settlement.
After an accident, you are still confused on what you will do next because of the pain, stress, and anxiety that you feel. Insurers can take this opportunity to offer a settlement showing how anxious they are to make you feel compensated and comfortable in the utmost way that they can. They will be lucky if you give in but if you are not certain of what to do, better consult a PI solicitor.You feel that you are not being fully compensated and you have not enough time to challenge the settlement on your own.
In the UK, an accident claim
must be filed within three years from the date that the injuries were incurred. If the settlement is given within this grace period but you are not content, seek the assistance of a Personal Injury solicitor. Appealing for the reconsideration or in some cases re-trial of the filed suit can be done depending on the gravity of the gap of the awarded against the desired compensation.