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Universal credit - your stories

Guardian readers share their stories of how the government's benefits changes will affect them

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  1. "Universal credit is the cornerstone of Iain Duncan Smith's welfare changes. The Department for Work and Pensions says it "will help claimants and their families to become more independent and will simplify the benefits system by bringing together a range of working-age benefits into a single streamlined payment". It will replace a range of other benefits, with the aim - according to Duncan Smith - of "making work pay". You can read more about it on the DWP website." Read more:
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