Money - Where it's being sucked up in your insurance.

Driving records vs Premiums


  1. When it comes to car insurance, we are all well aware that poor driving records leads to high premiums. We all love our money so we try and avoid that as much as possible. Short term car insurance is included too. However, what we also know is that, we can make a couple of mistakes, collect a couple of tickets, drive recklessly for a bit before we actually get penalized. But, its a long list, and its very hard to keep in mind. So now here is a list, gathered by to help you see, crystal-clear which are the most costly mistake.

    1. Reckless driving: 22 percent
    2. Driving while under the influence: first offense: 19 percent
    3. Driving without a license or permit: 18 percent
    4. Careless driving: 16 percent
    5. Speeding 30 m.p.h. over the limit: 15 percent
    6. Failure to stop: 15 percent
    7. Improper turn: 14 percent
    8. Improper passing: 14 percent
    9. Following too close/tailgating: 13 percent
    10. Speeding 15 to 29 m.p.h. over limit: 12 percent
    11. Speeding 1 to 14 m.p.h. over limit: 11 percent
    12. Failure to yield: 9 percent
    13. No car insurance: 6 percent
    14. Seat-belt infractions: 3 percent

    For more specific results, head on over to to calculate the actual figures with details such as age, state, marital status and the length of commitment you've had with the company.

    Find out more at Savant Insurance Advisor.